Privacy Policy

Last Updated: August 2026

1. Introduction

Welcome to Mustafa Harmonic (“Website”, “we”, “our”, or “us”). This Privacy Policy explains how we collect, use, store and protect information when you use our website, educational courses, membership services and related features.

2. About Us

Mustafa Harmonic is an independent educational and market-analysis learning platform founded by Anantharaj. Our materials are provided for educational and informational purposes. We do not provide personalized investment advice, portfolio management or guaranteed trading outcomes.

3. Information We Collect

Depending on how you use the Website, we may collect:

• Your name and email address when you purchase a course or membership, contact us or otherwise provide them.
• Purchase information, including product, price, order identifiers, payment identifiers, payment status and access status.
• Acceptance records showing that you reviewed and accepted the applicable Terms & Conditions and refund policy before purchase.
• Technical information such as IP address, browser type, device information, pages visited and security logs.
• Information you voluntarily provide when requesting support.

4. Payment Information

Payments are processed through third-party payment providers such as Razorpay. We do not intentionally store full card numbers, CVV values, UPI PINs or banking passwords on our servers. We may store payment-provider identifiers and transaction records needed for verification, accounting, customer support, fraud prevention and legal compliance.

5. How We Use Information

• Process and verify purchases.
• Provide access to purchased digital courses and membership services.
• Maintain purchase, access and customer-support records.
• Protect the Website against fraud, misuse and security incidents.
• Respond to customer enquiries.
• Improve Website functionality and educational services.
• Meet applicable legal, tax, accounting or regulatory obligations.

We do not sell or rent customer personal information.

6. Digital Course and Membership Access

Purchased PDF courses may be stored in private cloud storage and delivered through protected server-side access. Premium membership access may be provided through Telegram after successful payment verification. Telegram is a separate third-party service and its own privacy policy and terms apply to your use of that service.

7. Data Sharing

We may disclose information to trusted service providers that are necessary to operate the Website, such as hosting, database, cloud storage, payment processing, security and communications providers. We may also disclose information where required by law, court order, regulatory authority or where reasonably necessary to investigate fraud, abuse or security problems.

8. Cookies and Local Storage

The Website may use essential cookies for administrator authentication and browser local storage for customer course-access tokens. These technologies are used to provide functionality and security. Clearing browser storage can remove a locally stored course-access token and may require support assistance.

9. Data Security

We use reasonable technical and organizational safeguards, including HTTPS, restricted server-side access, private file storage and authentication controls. No online service can guarantee absolute security.

10. Data Retention

Purchase and transaction records may be retained for as long as reasonably necessary for fulfilment, customer support, accounting, fraud prevention, dispute handling and legal obligations.

11. Your Rights

Subject to applicable law, you may request access to, correction of or deletion of personal information held by us. We may need to retain certain transaction records where required for legal, accounting, security or dispute purposes. Contact us at tamilharmonictraderraj@gmail.com or +91 9360349002.

12. Third-Party Links and Services

The Website may link to or integrate with payment providers, Telegram and other third-party services. We do not control those services and are not responsible for their independent privacy practices.

13. Educational Disclaimer

Trading and investing involve risk. Mustafa Harmonic provides educational and informational material only. Nothing on the Website should be interpreted as personalized financial advice, a guarantee of profit, or a promise of future trading performance.

14. Updates

We may update this Privacy Policy from time to time. The latest version will be posted on this page with a revised date.

15. Contact

Founder: Anantharaj
Website: tamilharmonictrader.com
Email: tamilharmonictraderraj@gmail.com
Phone: +91 9360349002